client accounts.

Client Accounts
The firm’s CCO shall review all new accounts to ensure compliance with applicable laws and firm policies.

Opening New Accounts
Prior to engaging in investment advisory services offered by Core Planning, each potential client shall receive at a minimum the following:

• Disclosure Brochure (Form ADV Part 2A and 2B)

• Privacy Policy

Prior to providing advisory services to a client, Core Planning and the client shall complete and execute a contract outlining the services to be provided, the terms of the services as well as an investment policy statement or other document that provides suitability information such as investment objectives, risk tolerance and financial condition of the client.

Updating and Confirming Client Account Information

The firm will periodically, but at a minimum annually, verify and update the information it receives from its clients during client meetings and reviews.


Transaction Review

The firm’s CCO shall monthly review client account activity and transactions to ensure that transactions:

• Comply with the best execution policies

• Comply with the trade allocation and block trading policies

• Reflect the objectives and requests as outlined in the client’s investment policy statement

Terminated Accounts
We will maintain client files for terminated accounts for a minimum of five years from the end of the calendar year in which the client terminates the relationship. A list of terminated accounts will also be kept on file (see Sample 2).